What is the "right" amount of coverage to protect my family?
The answer to this question has two elements.
What would happened to my family if something unfortunate happened to me now? (Life, health disability critical illness insurance)
Will I have sufficient funds available to put the kids through college AND retire? (Investments)
Determining the right level of life insurance, disability insurance and critical illness insurance is just one of the benefits of dealing with an accredited insurance broker. Let's start with an overview of each of these elements and what they mean to you.
Life insurance is the most basic but alos the single most important form of insurance there is. As the saying most often attributed to Benjamin Franklin goes "In this world nothing can be said to be certain, except death and taxes.". Life insurance provides a financial benefit in the event of your death.
Various types of life insurance are available the most common being term, whole and universal life insurance.
Learn more about Life Insurance....
Disabilty insurance covers unforeseen events that prevent an individual from earning a living. It provides a partial of complete income replacement to cover your bills or provide for your family should you be the victim of an accident or illness.
Learn more about Disability Insurance....
Critical illness insurance is a form of health insurance that provides a lump-sum payment should you become seriously ill. Typically differs from disability insurance because the payment is made as a lump sum as opposed to monthly for disability insurance.
Learn more about Critical Illness Insurance....
Coverage Types:
- INDIVIDUAL
- COUPLE
- SINGE-PARENT
- FAMILY
Two options are available:
OPTION ONE: BASIC HEALTH BENEFITS
Limited prescription coverage, basic dental coverage and extended health benefits including:
Alternative Practitioners, Psychologists, Physiotherapists, Speech and Hearing Therapists, Accidental Dental Ambulance; Medical Equipment and Imaging, Orthopedic Devices, Home Nursing Care, and Travel Coverage
OPTION TWO: ENHANCED HEALTH BENEFITS
Enhanced prescription coverage, enhanced dental coverage, vision care and extended health benefits including:
Alternative Practitioners, Psychologists, Physiotherapists, Speech and Hearing Therapists, Accidental Dental Ambulance; Medical Equipment and Imaging, Orthopedic Devices, Home Nursing Care, and Travel Coverage
ADDITIONAL RIDERS:
- LIFE INSURANCE
- ACCIDENTAL DEATH & DISMEMBERMENT
- CRITICAL ILLNESS COVERAGE
When it comes to the complex issue of providing for your future, nothing beats the advice of an accredited, experienced and trusted advisor. There is a reason the majority of our new clients come to us after being referred by friend. With access to over 400 funds and GIC's from over 35 leading financial institutions our expert advice has provided long term security and prosperity to our customers even in these troubled waters. Why not let a certified insurance broker from MAP advise you on the following options:
- RRSP
- RESP
- RRIF
- Annuities
- Group RRSP
- Non-Registered
- Segregated Funds
- Guaranteed Investment Certificates (GIC's)
Take the guesswork out of finding the best possible insurance at the lowest prices by engaging an accredited experienced and knowledgeable insurance broker.....MAP insurance