What is disability insurance and what aspects of disabilty insurance do I need to consider?

Simply put disability insurance insures against the eventuality that you are unable to work due to a disability by providing a monthly income. Disability can be caused by either injury or illness and can be short term or long term in nature. Examples of illnesses covered by disability insurance include short term (heart attack or stroke) or long term (cancer). If you were unable to work for a protracted period due to an accident or illness then disability insurance can bridge the gap by providing a source of income to cover the cost of supporting yourself and your family.

When considering disability insurance you should consider these three questions:

With the answer to these three questions MAP insurance will help you locate the optimum disability insurance policy for your needs.